Rates – BluCurrent Credit Union Springfield, MO

Rates

We like to keep it competitive. Whether you’re interested in saving or earning, you’ll find what you need here.

Loan Rates

Loans

Term APR *
Auto Varies As low as 5.49%
New Recreational Vehicle Varies As low as 7.49%
Home Equity Line of Credit (variable) Varies As low as 8.00%
Certificate Pledge

Credit union certificate of deposit used to fully secure the loan

Credit union savings account(s) used to fully secure the loan

Mastercard ® Credit Cards

APR *
Classic 13.90%
Platinum 9.90%
Personal Credit Cards Business Credit Cards

Dividend Rates

For the quarter ending 12/31/2023, month ending 01/31/2024. A lapsed date indicates that the rates and yield for the current Dividend Period have not been declared by the Board of Directors.

Savings Account

Rate APY **
My Choice 0.05% 0.05%
Christmas Club 0.05% 0.05%
Primary Shares (Savings) 0.05% 0.05%

A balance of at least $100 must be maintained in account to earn dividends.

Open a Savings Account

Individual Retirement Account (IRA)

Balance Rate APY **
$100.00 + 0.05% 0.05%
Open an IRA

Interest Rates

Certificates of Deposit Special Terms Promotion

If automatic renewal is selected, 7-month certificate of deposit will renew at a 6-month term and interest rate in effect at that time.

If automatic renewal is selected, 9-month certificate of deposit will renew at a 12-month term and interest rate in effect at that time.

Rates accurate as of 02/01/2024. Limited-time rate and terms begin on 02/01/2024. BluCurrent reserves the right to change rates at any time. For additional terms of agreement refer to BluCurrent Credit Union Membership Agreement and Truth in Savings Disclosure or call 417-887-1983. Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government.

Certificates of Deposit (Personal & Business)

The minimum amount required to open a Regular Certificate is $1000. IRA certificates available in these terms. Penalty may apply for early withdrawal. Rates effective 02/01/2024.

Money Market (Personal)

To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking.

Money Market (Business)

To open a money market account, visit one of our branch locations, launch a video banking call, give us a call or message us through online or mobile banking.

Share Draft

$0.00 – $7,500.00
$0.00 – $7,500.00
Open a Prosper Checking Account

If you do not meet the Rate/Reward Qualifications for Prosper Checking and Growth savings, the interest rate paid on the entire balance will be 0.01% with an Annual Percentage Yield of 0.01%. If you meet the Rate/Reward Qualifications you will be paid the tiered rates. The interest rates and annual percentage yield may change every calendar month based on the determination of the Board of Directors.

* APR = Annual Percentage Rate

** APY = Annual Percentage Yield

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Toll Free: (800) 864-5301
Routing Number: 286582805

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